:root {
  /* Palette — exact from brand guidelines */
  --slate-900: #020617;
  --slate-800: #1E293B;
  --slate-700: #334155;
  --slate-600: #475569;
  --slate-500: #64748B;
  --slate-400: #94A3B8;
  --slate-300: #CBD5E1;
  --slate-200: #E2E8F0;
  --slate-100: #F8FAFC;
  --white:     #FFFFFF;
  --cyan:      #38BDF8;
  --cyan-dark: #0EA5E9;

  /* Semantic aliases */
  --bg-page:    var(--slate-100);   /* #F8FAFC — main page bg */
  --bg-alt:     var(--slate-200);   /* #E2E8F0 — alternating sections */
  --bg-dark:    var(--slate-800);   /* #1E293B — dark hero / footer */
  --bg-darker:  var(--slate-900);   /* #020617 — deepest dark */
  --text-head:  var(--slate-900);   /* headings on light */
  --text-body:  var(--slate-700);   /* body text */
  --text-muted: var(--slate-500);   /* secondary / labels */
  --text-light: var(--slate-400);   /* captions on dark */
  --border:     var(--slate-300);   /* #CBD5E1 */
  --border-ac:  rgba(56,189,248,0.35);
  --card-bg:    var(--white);
  --card-hover: var(--slate-100);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  background: var(--bg-page);
  color: var(--text-body);
  font-family: 'DM Sans', sans-serif;
  overflow-x: hidden;
  line-height: 1.6;
}

::-webkit-scrollbar { width: 4px; }
::-webkit-scrollbar-track { background: var(--slate-200); }
::-webkit-scrollbar-thumb { background: var(--slate-400); border-radius: 2px; }

/* ── NAV ── */
nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  padding: 0 60px; height: 68px;
  display: flex; align-items: center; justify-content: space-between;
  background: rgba(2, 6, 23, 0.96);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: border-color 0.3s;
}
nav.sc { border-bottom-color: var(--border-ac); }

.logo { display: flex; align-items: center; text-decoration: none; }
.logo-img { height: 38px; width: auto; display: block; }
.logo:hover .logo-img { opacity: 0.85; transition: opacity 0.25s; }

.nav-links { display: flex; gap: 28px; list-style: none; }
.nav-links a { font-size: 13px; font-weight: 500; color: var(--slate-400); text-decoration: none; transition: color 0.25s; }
.nav-links a:hover { color: var(--white); }

.nav-r { display: flex; gap: 12px; align-items: center; }
.nav-login { font-size: 13px; font-weight: 500; color: var(--slate-500); text-decoration: none; transition: color 0.25s; }
.nav-login:hover { color: var(--white); }
.nav-cta {
  font-size: 13px; font-weight: 600; color: var(--slate-900);
  background: var(--cyan); padding: 9px 22px; text-decoration: none;
  border-radius: 4px; transition: background 0.25s;
}
.nav-cta:hover { background: var(--white); }

.nav-burger {
  display: none; flex-direction: column; justify-content: center; gap: 5px;
  width: 36px; height: 36px; background: none; border: none; cursor: pointer; padding: 4px;
}
.nav-burger span {
  display: block; width: 22px; height: 2px; background: var(--white);
  border-radius: 2px; transition: transform 0.25s, opacity 0.25s;
}
.nav-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-burger.open span:nth-child(2) { opacity: 0; }
.nav-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.nav-mobile {
  display: none; position: fixed; top: 68px; left: 0; right: 0; z-index: 199;
  background: rgba(2, 6, 23, 0.98); backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-ac);
  padding: 16px 20px 24px;
}
.nav-mobile.open { display: block; }
.nav-mobile ul { list-style: none; display: flex; flex-direction: column; gap: 0; }
.nav-mobile ul li a {
  display: block; padding: 13px 0; font-size: 15px; font-weight: 500;
  color: var(--slate-300); text-decoration: none;
  border-bottom: 1px solid rgba(255,255,255,0.06); transition: color 0.2s;
}
.nav-mobile ul li:last-child a { border-bottom: none; }
.nav-mobile ul li a:hover { color: var(--cyan); }

/* ── HERO — stays dark for visual impact ── */
#hero {
  min-height: 100vh; display: flex; flex-direction: column;
  justify-content: center; position: relative; overflow: hidden;
  padding: 110px 60px 0;
  background: var(--slate-900);
}
.hero-bg {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(203,213,225,0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(203,213,225,0.06) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-glow {
  position: absolute; top: 50%; left: 65%;
  transform: translate(-50%, -50%);
  width: 800px; height: 500px;
  background: radial-gradient(ellipse, rgba(56,189,248,0.09) 0%, transparent 68%);
  pointer-events: none;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: 'DM Mono', monospace; font-size: 11px;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--cyan);
  margin-bottom: 24px; width: fit-content;
  animation: fadeUp 0.6s ease 0.1s both;
}
.hero-eyebrow::before { content: ''; width: 20px; height: 1px; background: var(--cyan); }
.hero-h1 {
  font-family: 'Orbitron', sans-serif; font-weight: 900;
  font-size: clamp(38px, 5.5vw, 72px); line-height: 1.08;
  color: var(--white); max-width: 720px; margin-bottom: 20px;
  letter-spacing: -0.01em; animation: fadeUp 0.6s ease 0.25s both;
}
.hero-h1 span { color: var(--cyan); }
.hero-p {
  font-size: clamp(15px, 1.6vw, 18px); font-weight: 400; line-height: 1.7;
  color: var(--slate-400); max-width: 480px; margin-bottom: 14px;
  animation: fadeUp 0.6s ease 0.4s both;
}
.hero-disc {
  font-family: 'DM Mono', monospace; font-size: 11px;
  color: var(--slate-600); letter-spacing: 0.06em; margin-bottom: 36px;
  animation: fadeUp 0.6s ease 0.45s both;
}
.hero-btns {
  display: flex; gap: 16px; align-items: center;
  animation: fadeUp 0.6s ease 0.55s both; margin-bottom: 80px;
}
@keyframes fadeUp { from { opacity:0; transform:translateY(18px); } to { opacity:1; transform:translateY(0); } }

.btn-primary {
  font-size: 14px; font-weight: 600; color: var(--slate-900);
  background: var(--cyan); padding: 13px 32px; text-decoration: none;
  border-radius: 4px; transition: background 0.25s, transform 0.2s;
}
.btn-primary:hover { background: var(--white); transform: translateY(-1px); }

.btn-secondary {
  font-size: 14px; font-weight: 500; color: var(--slate-400);
  text-decoration: none; display: flex; align-items: center; gap: 6px;
  transition: color 0.25s;
}
.btn-secondary:hover { color: var(--cyan); }
.btn-secondary .arr { transition: transform 0.25s; }
.btn-secondary:hover .arr { transform: translateX(4px); }

/* Stats bar */
.stats-bar {
  display: flex; border-top: 1px solid rgba(255,255,255,0.08);
  background: rgba(30,41,59,0.6); backdrop-filter: blur(8px);
  animation: fadeUp 0.6s ease 0.7s both;
}
.stat { flex: 1; padding: 20px 36px; border-right: 1px solid rgba(255,255,255,0.07); }
.stat:last-child { border-right: none; }
.stat-n { font-family: 'Orbitron', sans-serif; font-weight: 700; font-size: 24px; color: var(--white); }
.stat-n span { color: var(--cyan); }
.stat-l { font-size: 11px; font-weight: 500; letter-spacing: 0.06em; text-transform: uppercase; color: var(--slate-500); margin-top: 3px; }

/* ── SHARED SECTION STYLES ── */
section { padding: 88px 60px; position: relative; }

.s-label {
  font-family: 'DM Mono', monospace; font-size: 11px;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--cyan-dark);
  margin-bottom: 10px; display: flex; align-items: center; gap: 10px;
}
.s-label::before { content: ''; width: 22px; height: 1px; background: var(--cyan-dark); }

/* On dark sections, labels should use --cyan */
.dark-section .s-label { color: var(--cyan); }
.dark-section .s-label::before { background: var(--cyan); }

.s-h2 {
  font-family: 'Orbitron', sans-serif; font-weight: 700;
  font-size: clamp(24px, 3vw, 38px); color: var(--text-head);
  line-height: 1.18; margin-bottom: 14px;
}
.dark-section .s-h2 { color: var(--white); }

.s-p { font-size: 16px; font-weight: 400; color: var(--text-muted); line-height: 1.7; max-width: 480px; }
.dark-section .s-p { color: var(--slate-400); }

.reveal { opacity: 0; transform: translateY(20px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }
.d1 { transition-delay: 0.1s; } .d2 { transition-delay: 0.2s; } .d3 { transition-delay: 0.3s; }

/* ── HOW IT WORKS — light bg ── */
#how { background: var(--bg-page); }
.how-steps {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1px; background: var(--border);
  margin-top: 48px; border: 1px solid var(--border);
}
.how-step {
  background: var(--white); padding: 40px 30px;
  position: relative; transition: background 0.25s, box-shadow 0.25s;
}
.how-step:hover { background: var(--slate-100); }
.how-step-num {
  font-family: 'DM Mono', monospace; font-size: 11px; font-weight: 500;
  letter-spacing: 0.1em; color: var(--cyan-dark); margin-bottom: 20px;
  display: flex; align-items: center; gap: 8px;
}
.how-step-num::after { content: ''; flex: 1; max-width: 30px; height: 1px; background: var(--slate-300); }
.how-step h3 { font-size: 16px; font-weight: 600; color: var(--text-head); margin-bottom: 10px; }
.how-step p { font-size: 14px; color: var(--text-muted); line-height: 1.7; }

/* ── BENEFITS — alt bg ── */
#benefits { background: var(--slate-200); }
.ben-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 52px; align-items: center; margin-bottom: 48px; }
.ben-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.ben-card-hidden { display: none; }
.ben-toggle-wrap { display: flex; justify-content: center; margin-top: 18px; }
.ben-toggle-btn {
  border: 1px solid var(--slate-400);
  background: var(--white);
  color: var(--slate-700);
  font-family: 'DM Mono', monospace;
  font-size: 11px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 10px 18px;
  border-radius: 2px;
  cursor: pointer;
  transition: border-color 0.25s, color 0.25s, background 0.25s;
}
.ben-toggle-btn:hover {
  border-color: var(--cyan-dark);
  color: var(--cyan-dark);
  background: #f0f9ff;
}

.ben-card {
  padding: 24px; border: 1px solid var(--border);
  background: var(--white); transition: border-color 0.25s, box-shadow 0.25s;
  border-radius: 3px;
}
.ben-card:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 12px rgba(14,165,233,0.08); }
.ben-tag {
  font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--cyan-dark); margin-bottom: 8px;
}
.ben-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 7px; }
.ben-txt { font-size: 13px; color: var(--text-muted); line-height: 1.65; }
.ben-limit {
  display: inline-block; margin-top: 12px;
  font-family: 'DM Mono', monospace; font-size: 10px; color: var(--slate-500);
  padding: 3px 8px; border: 1px solid var(--border); border-radius: 2px;
  background: var(--slate-100);
}
.ben-tags, .ben-plan-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 12px; }
.ben-plan-tag {
  display: inline-flex; align-items: center;
  font-family: 'DM Mono', monospace; font-size: 10px; font-weight: 500;
  padding: 3px 9px; border-radius: 2px; border: 1px solid;
  letter-spacing: 0.03em;
}
.ben-plan-tag.apex {
  color: #0369a1; background: #e0f2fe; border-color: #7dd3fc;
}
.ben-plan-tag.vertex {
  color: #0e7490; background: #cffafe; border-color: #67e8f9;
}
.ben-plan-tag.shared {
  color: #475569; background: #f1f5f9; border-color: #cbd5e1;
}
.ben-plan-tag.none {
  color: #94a3b8; background: #f8fafc; border-color: #e2e8f0;
}

/* ── PLANS — light bg ── */
#options { background: var(--bg-page); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.plans-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; margin-top: 48px; }

.plan {
  border: 1px solid var(--border); background: var(--white);
  padding: 36px 28px; position: relative; border-radius: 3px;
  transition: border-color 0.25s, box-shadow 0.25s, transform 0.25s;
}
.plan:hover { border-color: var(--cyan-dark); box-shadow: 0 4px 20px rgba(14,165,233,0.1); transform: translateY(-3px); }
.plan.featured { border-color: var(--cyan-dark); background: var(--white); }
.plan.featured::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0;
  height: 3px; background: var(--cyan); border-radius: 3px 3px 0 0;
}
.plan-badge {
  display: inline-block; font-size: 10px; font-weight: 600;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--white); background: var(--cyan-dark);
  padding: 3px 10px; border-radius: 2px; margin-bottom: 14px;
}
.plan-label {
  font-family: 'DM Mono', monospace; font-size: 10px;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate-400); margin-bottom: 4px;
}
.plan-name { font-family: 'Orbitron', sans-serif; font-weight: 700; font-size: 22px; color: var(--text-head); margin-bottom: 12px; }
.plan-desc {
  font-size: 13px; color: var(--text-muted); line-height: 1.65;
  margin-bottom: 22px; padding-bottom: 22px; border-bottom: 1px solid var(--border); min-height: 70px;
}
.plan-feats { list-style: none; margin-bottom: 28px; display: flex; flex-direction: column; gap: 9px; }
.plan-feats li { display: flex; gap: 9px; align-items: flex-start; font-size: 13px; font-weight: 400; color: var(--slate-600); line-height: 1.4; }
.plan-feats li .ck { color: var(--cyan-dark); font-size: 13px; flex-shrink: 0; margin-top: 1px; }
.btn-plan {
  display: block; text-align: center; text-decoration: none;
  font-size: 13px; font-weight: 600; padding: 12px;
  border: 1px solid var(--slate-300); color: var(--slate-600);
  border-radius: 3px; transition: all 0.25s; margin-bottom: 9px;
}
.btn-plan:hover { border-color: var(--cyan-dark); color: var(--cyan-dark); background: rgba(14,165,233,0.05); }
.plan.featured .btn-plan { background: var(--cyan); border-color: var(--cyan); color: var(--slate-900); }
.plan.featured .btn-plan:hover { background: var(--cyan-dark); border-color: var(--cyan-dark); }
.btn-brochure {
  display: block; text-align: center; text-decoration: none;
  font-size: 11px; font-weight: 500; color: var(--slate-400);
  transition: color 0.25s; padding: 5px;
}
.btn-brochure:hover { color: var(--cyan-dark); }

/* ── COMPARISON TABLE — alt bg ── */
#compare { background: var(--slate-200); }
.tbl-wrap { margin-top: 48px; overflow-x: auto; border: 1px solid var(--border); border-radius: 3px; box-shadow: 0 1px 6px rgba(0,0,0,0.06); }
table { width: 100%; border-collapse: collapse; background: var(--white); }
thead th {
  font-family: 'DM Mono', monospace; font-size: 11px; letter-spacing: 0.1em;
  text-transform: uppercase; padding: 14px 18px; text-align: left;
  border-bottom: 2px solid var(--border); color: var(--slate-500);
  background: var(--slate-100);
}
thead th.hl { color: var(--cyan-dark); }
thead th:first-child { color: var(--slate-400); }
tbody tr { border-bottom: 1px solid var(--slate-200); transition: background 0.15s; }
tbody tr:last-child { border-bottom: none; }
tbody tr:hover { background: var(--slate-100); }
tbody td { padding: 13px 18px; font-size: 13px; color: var(--text-muted); vertical-align: top; }
tbody td:first-child { color: var(--text-head); font-weight: 500; font-size: 13px; }
tbody td:nth-child(2), tbody td:nth-child(3) { font-family: 'DM Mono', monospace; font-size: 12px; color: var(--slate-700); white-space: nowrap; }
.lim { color: var(--slate-500); font-size: 12px; font-weight: 400; font-family: 'DM Mono', monospace; }
.tk { color: var(--cyan-dark); font-size: 15px; }
.ds { color: var(--slate-300); font-size: 15px; }
.tgh td, .tgh td:first-child {
  background: var(--slate-800); font-family: 'DM Mono', monospace;
  font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--white); padding: 8px 18px; font-weight: 400;
}

/* ── T&C BLOCK ── */
.tcs-block {
  margin-top: 20px; padding: 20px 24px;
  border: 1px solid var(--border);
  border-left: 3px solid var(--cyan-dark);
  background: var(--white); border-radius: 0 3px 3px 0;
}
.tcs-title {
  font-family: 'DM Mono', monospace; font-size: 10px;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--cyan-dark); margin-bottom: 10px;
}
.tcs-line { font-size: 12px; color: var(--text-muted); margin-bottom: 10px; line-height: 1.6; }
.tcs-list { list-style: none; display: flex; flex-direction: column; gap: 5px; }
.tcs-list li { font-size: 12px; color: var(--text-muted); line-height: 1.6; padding-left: 14px; position: relative; }
.tcs-list li::before { content: '–'; position: absolute; left: 0; color: var(--slate-400); }
.tcs-list sup { font-size: 9px; color: var(--cyan-dark); }

/* ── FIND A BROKER — light bg ── */
#broker { background: var(--bg-page); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.broker-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; margin-top: 48px; }

.broker-points { display: flex; flex-direction: column; gap: 16px; }
.broker-pt {
  display: flex; gap: 16px; align-items: flex-start;
  padding: 20px; border: 1px solid var(--border); background: var(--white);
  border-radius: 3px; transition: border-color 0.25s, box-shadow 0.25s;
}
.broker-pt:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 10px rgba(14,165,233,0.08); }
.broker-icon {
  width: 38px; height: 38px; flex-shrink: 0;
  background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px;
}
.broker-pt-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 3px; }
.broker-pt-txt { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* Form panel */
.form-panel { background: var(--white); border: 1px solid var(--border); padding: 40px; border-radius: 3px; box-shadow: 0 2px 12px rgba(0,0,0,0.06); }
.form-title { font-family: 'Orbitron', sans-serif; font-weight: 700; font-size: 18px; color: var(--text-head); margin-bottom: 5px; }
.form-sub { font-size: 14px; color: var(--text-muted); margin-bottom: 24px; }
.form-body { display: flex; flex-direction: column; gap: 10px; }
.f-row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.inp {
  width: 100%; background: var(--slate-100);
  border: 1px solid var(--border); color: var(--text-head);
  padding: 12px 14px; font-family: 'DM Sans', sans-serif;
  font-size: 14px; outline: none; border-radius: 2px; transition: border-color 0.25s;
}
.inp::placeholder { color: var(--slate-400); }
.inp:focus { border-color: var(--cyan-dark); background: var(--white); }
.sel {
  width: 100%; background: var(--slate-100);
  border: 1px solid var(--border); color: var(--slate-700);
  padding: 12px 14px; font-family: 'DM Sans', sans-serif;
  font-size: 14px; outline: none; cursor: pointer; appearance: none;
  border-radius: 2px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='7'%3E%3Cpath d='M1 1l4.5 4.5L10 1' stroke='%2364748B' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 14px center;
  transition: border-color 0.25s;
}
.sel:focus { border-color: var(--cyan-dark); background: var(--white); }
.sel option { background: var(--white); color: var(--text-head); }
.btn-submit {
  font-size: 14px; font-weight: 600; color: var(--white);
  background: var(--slate-800); border: none; padding: 13px;
  cursor: pointer; border-radius: 3px; transition: background 0.25s;
}
.btn-submit:hover { background: var(--slate-900); }

/* ── BECOME A BROKER — alt bg ── */
#become { background: var(--slate-200); }
.become-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; margin-top: 48px; }

.portal-links { display: flex; flex-direction: column; gap: 10px; }
.portal-link {
  display: flex; gap: 16px; align-items: center;
  padding: 20px 24px; border: 1px solid var(--border);
  background: var(--white); text-decoration: none;
  border-radius: 3px; transition: all 0.25s;
}
.portal-link:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 10px rgba(14,165,233,0.08); }
.portal-link-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(14,165,233,0.07); border: 1px solid rgba(14,165,233,0.18);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px;
}
.portal-link-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 2px; }
.portal-link-sub { font-size: 13px; color: var(--text-muted); }
.portal-link-arr { margin-left: auto; color: var(--slate-400); font-size: 16px; transition: transform 0.25s, color 0.25s; }
.portal-link:hover .portal-link-arr { transform: translateX(3px); color: var(--cyan-dark); }

.why-panel { background: var(--white); border: 1px solid var(--border); padding: 36px; border-radius: 3px; }
.why-pts { display: flex; flex-direction: column; gap: 20px; margin-top: 20px; }
.why-pt { display: flex; gap: 14px; align-items: flex-start; }
.why-icon {
  width: 34px; height: 34px; flex-shrink: 0;
  background: rgba(14,165,233,0.07); border: 1px solid rgba(14,165,233,0.18);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px;
}
.why-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 2px; }
.why-txt { font-size: 13px; color: var(--text-muted); line-height: 1.6; }
.why-panel .btn-primary { color: var(--white); background: var(--slate-800); }
.why-panel .btn-primary:hover { background: var(--slate-900); }

/* ── CONTACT CTA — dark ── */
#contact {
  background: var(--slate-800);
  text-align: center; padding: 100px 60px 80px;
}
.cta-h2 { font-family: 'Orbitron', sans-serif; font-weight: 900; font-size: clamp(28px, 4vw, 52px); color: var(--white); line-height: 1.1; margin-bottom: 16px; }
.cta-h2 span { color: var(--cyan); }
.cta-p { font-size: 17px; color: var(--slate-400); max-width: 440px; margin: 0 auto 38px; line-height: 1.7; }
.cta-btns { display: flex; gap: 16px; justify-content: center; align-items: center; margin-bottom: 56px; }

.contact-strip {
  display: flex; max-width: 760px; margin: 0 auto;
  border: 1px solid rgba(255,255,255,0.1); border-radius: 3px; overflow: hidden;
  background: rgba(255,255,255,0.05);
}
.c-item { flex: 1; padding: 20px 16px; text-align: center; border-right: 1px solid rgba(255,255,255,0.08); }
.c-item:last-child { border-right: none; }
.c-label { font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate-500); margin-bottom: 5px; }
.c-value { font-size: 13px; font-weight: 500; color: var(--slate-300); }
.c-value a { color: var(--slate-300); text-decoration: none; transition: color 0.25s; }
.c-value a:hover { color: var(--cyan); }

/* ── FOOTER — darkest ── */
footer {
  background: var(--slate-900); border-top: 1px solid rgba(255,255,255,0.06);
  padding: 40px 60px;
  display: flex; justify-content: space-between; align-items: flex-start; gap: 36px; flex-wrap: wrap;
}
.f-brand .f-logo { display: flex; align-items: center; margin-bottom: 10px; }
.f-logo-img { height: 32px; width: auto; display: block; }
.f-legal { font-size: 11px; color: var(--slate-600); line-height: 1.7; max-width: 340px; }
.f-compass-logo { height: 56px; width: auto; display: block; margin-top: 14px; opacity: 0.7; }
.f-col h4 { font-size: 10px; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate-500); margin-bottom: 12px; }
.f-col ul { list-style: none; display: flex; flex-direction: column; gap: 7px; }
.f-col a { font-size: 13px; color: var(--slate-500); text-decoration: none; transition: color 0.25s; }
.f-col a:hover { color: var(--slate-300); }

/* ── ACTIVE NAV LINK ── */
.nav-links a.active { color: var(--white); }

/* ── CONTACT PAGE ── */
.contact-info-list { display: flex; flex-direction: column; gap: 20px; }
.contact-info-item { display: flex; align-items: flex-start; gap: 14px; }
.contact-info-icon { width: 36px; height: 36px; background: var(--slate-100); border: 1px solid var(--border); border-radius: 6px; display: flex; align-items: center; justify-content: center; color: var(--cyan-dark); flex-shrink: 0; }
.contact-info-label { font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--slate-500); margin-bottom: 3px; }
.contact-info-val { font-size: 15px; font-weight: 500; color: var(--text-head); }
.contact-info-val a { color: var(--text-head); text-decoration: none; transition: color 0.2s; }
.contact-info-val a:hover { color: var(--cyan-dark); }

.contact-form-wrap { background: var(--white); border: 1px solid var(--border); border-radius: 6px; padding: 36px; }
.contact-form { display: flex; flex-direction: column; gap: 18px; }
.cf-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.cf-group { display: flex; flex-direction: column; gap: 6px; }
.cf-label { font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate-500); }
.cf-input { font-family: 'DM Sans', sans-serif; font-size: 14px; color: var(--text-head); background: var(--slate-50, #f8fafc); border: 1px solid var(--border); border-radius: 4px; padding: 10px 14px; outline: none; transition: border-color 0.2s; width: 100%; box-sizing: border-box; }
.cf-input:focus { border-color: var(--cyan-dark); }
.cf-select { appearance: none; cursor: pointer; }
.cf-textarea { resize: vertical; min-height: 120px; }
.cf-submit { align-self: flex-start; border: none; cursor: pointer; font-family: 'DM Sans', sans-serif; }
.cf-success { display: none; font-size: 13px; color: #0e7490; background: #cffafe; border: 1px solid #67e8f9; border-radius: 4px; padding: 12px 16px; margin-top: 4px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: var(--slate-900);
  padding: 130px 60px 68px;
  position: relative; overflow: hidden;
}
.page-hero-bg {
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(203,213,225,0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(203,213,225,0.06) 1px, transparent 1px);
  background-size: 60px 60px;
}
.page-hero-glow {
  position: absolute; top: 50%; left: 65%;
  transform: translate(-50%, -50%);
  width: 700px; height: 400px;
  background: radial-gradient(ellipse, rgba(56,189,248,0.09) 0%, transparent 68%);
  pointer-events: none;
}
.page-hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-family: 'DM Mono', monospace; font-size: 11px;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--cyan);
  margin-bottom: 20px; width: fit-content;
}
.page-hero-eyebrow::before { content: ''; width: 20px; height: 1px; background: var(--cyan); }
.page-hero-h1 {
  font-family: 'Orbitron', sans-serif; font-weight: 900;
  font-size: clamp(26px, 3.8vw, 50px); line-height: 1.1;
  color: var(--white); max-width: 700px; margin-bottom: 16px;
  letter-spacing: -0.01em;
}
.page-hero-h1 span { color: var(--cyan); }
.page-hero-p {
  font-size: clamp(14px, 1.4vw, 17px); color: var(--slate-400);
  max-width: 540px; line-height: 1.7; margin-bottom: 28px;
}
.page-hero-btns { display: flex; gap: 14px; align-items: center; }

/* ── PLAN PRICE ── */
.plan-price {
  font-family: 'Orbitron', sans-serif; font-size: 26px; font-weight: 700;
  color: var(--text-head); margin-bottom: 3px;
}
.plan-price span { font-size: 13px; font-family: 'DM Sans', sans-serif; font-weight: 400; color: var(--text-muted); }
.plan-price-label { font-size: 11px; color: var(--text-muted); margin-bottom: 20px; letter-spacing: 0.03em; }

/* ── WHY X SECTION ── */
.why-x { background: var(--slate-200); }
.why-x-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 16px; margin-top: 48px;
}
.why-x-card {
  background: var(--white); border: 1px solid var(--border);
  padding: 28px 24px; border-radius: 3px;
  transition: border-color 0.25s, box-shadow 0.25s;
}
.why-x-card:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 12px rgba(14,165,233,0.08); }
.why-x-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px; margin-bottom: 18px;
}
.why-x-title { font-size: 15px; font-weight: 600; color: var(--text-head); margin-bottom: 8px; }
.why-x-txt { font-size: 13px; color: var(--text-muted); line-height: 1.7; }

/* ── MID-PAGE CTA BANNER ── */
.cta-mid {
  background: var(--slate-800); padding: 56px 60px;
  display: flex; align-items: center; justify-content: space-between; gap: 32px;
  position: relative; overflow: hidden;
}
.cta-mid::before {
  content: ''; position: absolute; right: 0; top: 0; bottom: 0; width: 40%;
  background: radial-gradient(ellipse at right, rgba(56,189,248,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.cta-mid-label {
  font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--cyan); margin-bottom: 8px;
  display: flex; align-items: center; gap: 8px;
}
.cta-mid-label::before { content: ''; width: 18px; height: 1px; background: var(--cyan); }
.cta-mid-h {
  font-family: 'Orbitron', sans-serif; font-weight: 700;
  font-size: clamp(18px, 2.2vw, 26px); color: var(--white); margin-bottom: 8px;
}
.cta-mid-p { font-size: 14px; color: var(--slate-400); line-height: 1.6; max-width: 420px; }
.cta-mid-btns { display: flex; gap: 14px; align-items: center; flex-shrink: 0; }

/* ── WHAT IS GAP COVER (education section) ── */
.gap-edu { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: start; margin-top: 48px; }
.gap-edu-pts { display: flex; flex-direction: column; gap: 16px; margin-top: 28px; }
.gap-edu-pt { display: flex; gap: 14px; align-items: flex-start; }
.gap-edu-num {
  width: 32px; height: 32px; flex-shrink: 0; display: flex; align-items: center; justify-content: center;
  background: rgba(14,165,233,0.1); border: 1px solid rgba(14,165,233,0.25);
  font-family: 'DM Mono', monospace; font-size: 11px; font-weight: 500;
  color: var(--cyan-dark); border-radius: 3px;
}
.gap-edu-pt-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 3px; }
.gap-edu-pt-txt { font-size: 13px; color: var(--text-muted); line-height: 1.65; }
.gap-example {
  background: var(--white); border: 1px solid var(--border); border-radius: 3px;
  overflow: hidden; box-shadow: 0 2px 12px rgba(0,0,0,0.06);
}
.gap-example-head {
  background: var(--slate-800); padding: 16px 22px;
  font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.16em;
  text-transform: uppercase; color: var(--slate-400);
}
.gap-example-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 16px 22px; border-bottom: 1px solid var(--slate-200);
  font-size: 13px;
}
.gap-example-row:last-child { border-bottom: none; }
.gap-example-row.highlight { background: rgba(14,165,233,0.06); }
.gap-example-row.total { background: var(--slate-900); border-bottom: none; }
.gap-example-label { color: var(--text-muted); font-weight: 500; }
.gap-example-row.highlight .gap-example-label { color: var(--cyan-dark); font-weight: 600; }
.gap-example-row.total .gap-example-label { color: var(--slate-300); }
.gap-example-val { font-family: 'DM Mono', monospace; font-size: 13px; color: var(--text-head); font-weight: 500; }
.gap-example-row.highlight .gap-example-val { color: var(--cyan-dark); }
.gap-example-row.total .gap-example-val { color: var(--white); font-weight: 700; }
.gap-example-row.negative .gap-example-val { color: var(--slate-500); text-decoration: line-through; }

/* ── CLAIMS PAGE ── */
.claim-steps {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1px; background: var(--border);
  margin-top: 48px; border: 1px solid var(--border);
}
.checklist { list-style: none; display: flex; flex-direction: column; gap: 10px; margin-top: 28px; }
.checklist li {
  display: flex; gap: 12px; align-items: flex-start;
  font-size: 14px; color: var(--text-muted); line-height: 1.5;
  padding: 16px 20px; background: var(--white);
  border: 1px solid var(--border); border-radius: 3px;
}
.checklist li .ck { color: var(--cyan-dark); font-size: 14px; flex-shrink: 0; margin-top: 1px; }
.checklist li strong { color: var(--text-head); font-weight: 600; display: block; margin-bottom: 2px; }
.claim-contact-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 40px; }
.claim-contact-card {
  background: var(--white); border: 1px solid var(--border);
  padding: 28px 24px; border-radius: 3px;
  transition: border-color 0.25s, box-shadow 0.25s;
}
.claim-contact-card:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 12px rgba(14,165,233,0.08); }
.claim-contact-icon {
  width: 44px; height: 44px; background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px; margin-bottom: 16px;
}
.claim-contact-label {
  font-family: 'DM Mono', monospace; font-size: 10px; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--cyan-dark); margin-bottom: 6px;
}
.claim-contact-val { font-size: 15px; font-weight: 600; color: var(--text-head); margin-bottom: 6px; }
.claim-contact-val a { color: var(--text-head); text-decoration: none; transition: color 0.25s; }
.claim-contact-val a:hover { color: var(--cyan-dark); }
.claim-contact-desc { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* ── FAQ ── */
.faq-list {
  display: flex; flex-direction: column; margin-top: 40px;
  border: 1px solid var(--border); border-radius: 3px; overflow: hidden;
}
.faq-item { border-bottom: 1px solid var(--border); background: var(--white); }
.faq-item:last-child { border-bottom: none; }
.faq-q {
  font-size: 14px; font-weight: 600; color: var(--text-head);
  padding: 20px 24px; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  user-select: none; transition: color 0.2s;
}
.faq-q:hover { color: var(--cyan-dark); }
.faq-arr { transition: transform 0.25s; color: var(--slate-400); flex-shrink: 0; }
.faq-item.open .faq-arr { transform: rotate(180deg); }
.faq-a { font-size: 13px; color: var(--text-muted); line-height: 1.75; padding: 0 24px 20px; display: none; }
.faq-item.open .faq-a { display: block; }

/* ── DOCUMENTS PAGE ── */
.doc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 40px; }
.doc-card {
  background: var(--white); border: 1px solid var(--border);
  padding: 28px 24px; border-radius: 3px;
  display: flex; flex-direction: column; gap: 10px;
  transition: border-color 0.25s, box-shadow 0.25s;
}
.doc-card:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 12px rgba(14,165,233,0.08); }
.doc-card.brochure { border-top: 3px solid var(--cyan); }
.doc-card-icon {
  width: 44px; height: 44px;
  background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px; flex-shrink: 0;
}
.doc-card-title { font-size: 15px; font-weight: 600; color: var(--text-head); }
.doc-card-desc { font-size: 13px; color: var(--text-muted); line-height: 1.65; flex: 1; }
.doc-card-link {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 11px; font-weight: 600; color: var(--cyan-dark);
  text-decoration: none; transition: gap 0.2s;
  font-family: 'DM Mono', monospace; letter-spacing: 0.06em; text-transform: uppercase;
  margin-top: 4px;
}
.doc-card-link:hover { gap: 10px; }
.ext-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 40px; }
.ext-card {
  background: var(--white); border: 1px solid var(--border);
  padding: 24px 28px; border-radius: 3px;
  display: flex; align-items: center; gap: 20px;
  text-decoration: none; transition: border-color 0.25s, box-shadow 0.25s;
}
.ext-card:hover { border-color: var(--cyan-dark); box-shadow: 0 2px 12px rgba(14,165,233,0.08); }
.ext-card-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 4px;
}
.ext-card-title { font-size: 14px; font-weight: 600; color: var(--text-head); margin-bottom: 3px; }
.ext-card-sub { font-size: 13px; color: var(--text-muted); }
.ext-card-arr { margin-left: auto; color: var(--slate-400); font-size: 16px; transition: transform 0.25s, color 0.25s; }
.ext-card:hover .ext-card-arr { transform: translateX(3px); color: var(--cyan-dark); }

/* ── BENEFITS SUMMARY PAGE ── */
.ben-summary-intro { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; margin-bottom: 56px; }
.ben-stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 32px; }
.ben-stat-card {
  background: var(--white); border: 1px solid var(--border); padding: 22px 20px; border-radius: 3px; text-align: center;
  transition: border-color 0.25s;
}
.ben-stat-card:hover { border-color: var(--cyan-dark); }
.ben-stat-n { font-family: 'Orbitron', sans-serif; font-weight: 700; font-size: 22px; color: var(--text-head); }
.ben-stat-n span { color: var(--cyan-dark); }
.ben-stat-l { font-size: 11px; font-weight: 500; letter-spacing: 0.06em; text-transform: uppercase; color: var(--text-muted); margin-top: 4px; }

.ben-cat-wrap { display: flex; flex-direction: column; gap: 48px; margin-top: 56px; }
.ben-cat-hd {
  display: flex; align-items: center; gap: 14px;
  margin-bottom: 16px; padding-bottom: 14px;
  border-bottom: 2px solid var(--border);
}
.ben-cat-hd-icon {
  width: 36px; height: 36px; flex-shrink: 0;
  background: rgba(14,165,233,0.08); border: 1px solid rgba(14,165,233,0.2);
  display: flex; align-items: center; justify-content: center;
  color: var(--cyan-dark); border-radius: 3px;
}
.ben-cat-hd-title {
  font-family: 'Orbitron', sans-serif; font-weight: 700;
  font-size: 15px; color: var(--text-head);
}
.ben-cat-hd-count {
  margin-left: auto;
  font-family: 'DM Mono', monospace; font-size: 10px;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate-400);
}
.ben-row-list { border: 1px solid var(--border); border-radius: 3px; overflow: hidden; }
.ben-row {
  display: grid; grid-template-columns: 1fr 210px 210px;
  border-bottom: 1px solid var(--slate-200); background: var(--white);
  transition: background 0.15s;
}
.ben-row:last-child { border-bottom: none; }
.ben-row:hover:not(.ben-row-head) { background: var(--slate-100); }
.ben-row.ben-row-head { background: var(--slate-100); }
.ben-row-name {
  padding: 13px 18px; font-size: 13px; font-weight: 500;
  color: var(--text-head); display: flex; flex-direction: column; justify-content: center;
}
.ben-row-name-sub { font-size: 11px; font-weight: 400; color: var(--text-muted); margin-top: 2px; font-family: 'DM Mono', monospace; letter-spacing: 0.02em; }
.ben-row.ben-row-head .ben-row-name {
  font-family: 'DM Mono', monospace; font-size: 10px;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate-500);
  font-weight: 400; flex-direction: row; align-items: center;
}
.ben-row-apex {
  padding: 13px 18px; font-size: 12px; font-family: 'DM Mono', monospace;
  color: #0369a1; border-left: 1px solid var(--slate-200);
  display: flex; align-items: center;
}
.ben-row-vertex {
  padding: 13px 18px; font-size: 12px; font-family: 'DM Mono', monospace;
  color: var(--slate-600); border-left: 1px solid var(--slate-200);
  display: flex; align-items: center;
}
.ben-row.ben-row-head .ben-row-apex { color: #0369a1; font-weight: 500; font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; }
.ben-row.ben-row-head .ben-row-vertex { color: var(--slate-500); font-weight: 500; font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; }
.ben-nil { color: var(--slate-300); }

/* ── RESPONSIVE ── */
@media (max-width: 1100px) {
  .ben-summary-intro { grid-template-columns: 1fr; }
  .ben-row { grid-template-columns: 1fr 170px 170px; }
  .ben-intro, .broker-layout, .become-layout, .gap-edu { grid-template-columns: 1fr; }
  .how-steps { grid-template-columns: 1fr; }
  .plans-grid { grid-template-columns: 1fr 1fr; }
  .ben-grid { grid-template-columns: 1fr 1fr; }
  .why-x-grid { grid-template-columns: repeat(2, 1fr); }
  .claim-steps { grid-template-columns: 1fr 1fr; }
  .doc-grid { grid-template-columns: repeat(2, 1fr); }
  .ext-grid { grid-template-columns: 1fr; }
  .cta-mid { flex-direction: column; align-items: flex-start; }
  .claim-contact-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  .nav-burger { display: flex; }
  .nav-login { display: none; }
  section, #hero, #contact { padding: 60px 20px; }
  #submit { grid-template-columns: 1fr; }
  .page-hero { padding: 110px 20px 52px; }
  footer { padding: 28px 20px; flex-direction: column; }
  .plans-grid, .ben-grid { grid-template-columns: 1fr; }
  .contact-strip { flex-direction: column; }
  .c-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
  .stats-bar { flex-wrap: wrap; }
  .stat { flex-basis: 50%; }
  .f-row2 { grid-template-columns: 1fr; }
  .why-x-grid { grid-template-columns: 1fr; }
  .claim-steps { grid-template-columns: 1fr; }
  .doc-grid { grid-template-columns: 1fr; }
  .cta-mid { padding: 40px 20px; }
  .ben-row { grid-template-columns: 1fr; }
  .ben-row-apex, .ben-row-vertex { border-left: none; border-top: 1px solid var(--slate-200); }
  .ben-stat-row { grid-template-columns: repeat(3, 1fr); }
}