Downloads and compliance

Policy Documents and Resources

Download product brochures and one-page benefit summaries. Review our compliance documents and find external regulatory resources.

Product brochures

Download Brochures

Download the full product brochure for each of the four plans. These contain all benefit details, limits, exclusions, and terms applicable to your policy.

Nexus 1 Plan Brochure
Essential gap cover, priced per life. Fifteen benefits with the full age-band premium table and limits stated per insured person.
Download PDF ↓
Nexus 2 Plan Brochure
Enhanced gap cover, priced per life. Twenty benefits with the full age-band premium table and limits stated per insured person.
Download PDF ↓
Vertex Plan Brochure
Advanced gap cover, rated per policy. Eleven benefits with all limits, exclusions, the premium schedule, and policy terms.
Download PDF ↓
Apex Plan Brochure
Comprehensive gap cover, rated per policy. Nineteen benefits with all limits, exclusions, the premium schedule, and policy terms.
Download PDF ↓
Plan Comparison Schedule
A concise side-by-side comparison of all four plans across both rating models, with the full pricing tables. Useful for broker client presentations and member decision-making.
Download PDF ↓
Compare Online
Prefer not to download? The full benefit comparison for all four plans is on the website, alongside a calculator that works out a per-life premium for your household.
View Comparison →

One-Page Benefit Summaries

Every limit for each plan on one page, with annual totals. The policy wording prevails over any brochure or summary.

Nexus 1 Benefit Summary
Every Nexus 1 limit on one page, with annual totals. Easy to share with a client.
Download PDF ↓
Nexus 2 Benefit Summary
Every Nexus 2 limit on one page, with annual totals. Easy to share with a client.
Download PDF ↓
Vertex Benefit Summary
Every Vertex limit on one page, with annual totals. Easy to share with a client.
Download PDF ↓
Apex Benefit Summary
Every Apex limit on one page, with annual totals. Easy to share with a client.
Download PDF ↓
External links

Regulatory and Insurer Resources

Official external resources for regulatory information, insurer documentation, and industry oversight bodies.

Compass Insurance Company Limited
FSP 12148, the underwriter of X Gap Cover. Access insurer documentation and regulatory information.
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Financial Sector Conduct Authority
The market conduct regulator for South Africa's financial sector. Verify licences and access consumer protection resources.
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Xcelerate Administration Platform
Broker portal for policy management, member onboarding, and claims tracking. Available to registered brokers only.
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Training Portal
Product and compliance training for accredited X Gap Cover brokers. Complete certification and access all training materials.
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Email
info@x-underwriting.co.za
Telephone
(018) 004 0206
Address
102 Peter Mokaba Avenue, Potchefstroom, 2531
Office Hours
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